1. Introduction
The Indian Overseas Bank (IOB), a leading public sector bank headquartered in Chennai, Tamil Nadu, has officially announced its IOB Recruitment 2025. With thousands of aspirants across India looking for stable government banking jobs, this notification is one of the most awaited opportunities in the financial sector.
Banking jobs remain one of the top career choices in India due to job security, attractive salary packages, career growth, and perks. The IOB Chennai Recruitment 2025 opens doors for candidates across multiple categories including Probationary Officers (POs), Clerks, Specialist Officers (SO), and IT Officers.
This article is a complete 5000+ word guide that covers every detail: eligibility criteria, vacancies, online application process, syllabus, exam pattern, salary, preparation tips, FAQs, and much more. If you are preparing for a banking career, read this article carefully before applying online at the official website www.iob.in.
2. About Indian Overseas Bank (IOB)
Founded in 1937 by M. Ct. M. Chidambaram Chettiar, IOB was established with the vision of expanding overseas banking and foreign trade. Today, the bank has grown into one of the largest public sector banks in India.
Key Facts about IOB:
Headquarters: Chennai, Tamil Nadu
Ownership: Government of India (Public Sector Bank)
Branches in India: 3,000+
ATMs: 3,500+
International Presence: Singapore, Hong Kong, Colombo, Bangkok
Specialties: Retail Banking, Corporate Banking, MSME Lending, Digital Banking
IOB is known for its strong training programs, employee-friendly policies, and international exposure. Working with IOB not only ensures financial stability but also provides long-term career growth opportunities.
3. IOB Chennai Recruitment 2025 – Overview
Here’s a snapshot of the recruitment drive:
| Particulars | Details |
|---|---|
| Bank Name | Indian Overseas Bank (IOB) |
| Year | 2025 |
| Job Location | Chennai & All India |
| Posts Available | Clerk, Probationary Officer, Specialist Officer, IT Officer |
| Vacancies | 1000+ (expected) |
| Application Mode | Online |
| Selection Process | Prelims → Mains → Interview |
| Official Website | www.iob.in |
4. Vacancy Details
While the official notification will confirm the exact vacancies, based on past recruitment drives, here is the expected distribution:
| Post | Vacancies |
|---|---|
| Clerk | 300+ |
| Probationary Officer (PO) | 500+ |
| Specialist Officer (SO) | 150+ |
| IT Officer | 100+ |
| Total | 1,050+ |
This makes IOB Chennai Recruitment 2025 a large-scale hiring process, providing opportunities to both freshers and experienced candidates.
5. Eligibility Criteria
Candidates must fulfill the eligibility conditions before applying online.
a) Educational Qualification
Clerk: Graduation in any discipline from a recognized university.
PO: Graduate with minimum 55% marks (any stream).
SO: Professional degrees such as MBA, CA, ICWA, LLB, or B.E/B.Tech in relevant fields.
IT Officer: Graduation/Post Graduation in Computer Science, IT, Electronics, or equivalent.
b) Age Limit
Clerk: 20 – 28 years
PO: 21 – 30 years
SO/Manager: 21 – 35 years
Age Relaxations:
SC/ST: 5 years
OBC (Non-Creamy Layer): 3 years
PwD: 10 years
6. Application Process
The application process is online only. Candidates must follow these steps:
Visit the official IOB website www.iob.in.
Click on the “Careers” section.
Select the desired post and click “Apply Online”.
Register with email ID and mobile number.
Fill in personal, educational, and category details.
Upload scanned passport-size photo and signature.
Pay the application fee online.
Submit and take a printout for reference.
Application Fees (Expected)
General/OBC: ₹850
SC/ST/PwD: ₹175
7. Selection Process
The selection process includes:
Preliminary Exam (Online CBT)
Mains Exam
Group Discussion / Interview
Document Verification
Final Merit List
8. Exam Pattern & Syllabus
Prelims Exam Pattern
| Section | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 30 | 30 | 20 mins |
| Quantitative Aptitude | 35 | 35 | 20 mins |
| Reasoning Ability | 35 | 35 | 20 mins |
| Total | 100 | 100 | 60 mins |
Mains Exam Pattern
| Section | Questions | Marks | Duration |
|---|---|---|---|
| Reasoning & Computer Aptitude | 45 | 60 | 60 mins |
| General/Economy/Banking Awareness | 40 | 40 | 35 mins |
| English Language | 35 | 40 | 40 mins |
| Data Analysis & Interpretation | 35 | 60 | 45 mins |
| Total | 155 | 200 | 3 hrs |
Detailed Syllabus
English Language: Reading comprehension, error spotting, sentence correction, cloze test, synonyms & antonyms.
Quantitative Aptitude: Simplification, number series, quadratic equations, data interpretation, time & work, profit & loss, simple & compound interest.
Reasoning Ability: Puzzles, seating arrangements, coding-decoding, blood relations, syllogism, inequality.
General Awareness: Current affairs (last 6 months), RBI policies, IOB history, Indian economy, financial awareness.
Computer Knowledge: Basics of hardware/software, MS Office, internet, cybersecurity, digital banking.
9. Salary & Perks
Clerk: ₹25,000 – ₹35,000/month
PO: ₹40,000 – ₹55,000/month
SO: ₹50,000 – ₹70,000/month
IT Officer: ₹55,000 – ₹75,000/month
Allowances & Benefits
Dearness Allowance (DA)
House Rent Allowance (HRA)
Travel Allowance (TA)
Medical facilities
Pension/Provident Fund
Performance incentives
10. Career Growth
IOB offers structured promotion opportunities.
Clerk → Officer → Assistant Manager → Branch Manager → Regional Manager → Zonal Manager → General Manager
Employees also get foreign posting opportunities, especially in IOB branches abroad.
11. Previous Year Cut-Off (2023-24)
| Category | PO Prelims Cut-Off | Clerk Prelims Cut-Off |
|---|---|---|
| General | 67.50 | 70.25 |
| OBC | 64.25 | 67.50 |
| SC | 58.75 | 61.50 |
| ST | 55.25 | 57.00 |
This indicates candidates must aim for 70+ marks in prelims to stay safe.
12. Preparation Strategy
English Language
Read English newspapers daily.
Practice RCs and grammar rules.
Quantitative Aptitude
Focus on arithmetic and DI.
Practice mock tests daily.
Reasoning Ability
Solve 2–3 puzzles daily.
Practice syllogism & inequalities.
Banking Awareness
Read RBI circulars and financial news.
Use monthly banking capsules.
Computer Knowledge
Learn basics of MS Office.
Read about digital banking and cyber security.
13. Documents Required
10th & 12th mark sheets
Graduation certificate
Caste/Category certificate (if applicable)
Photo ID proof (Aadhar/PAN/Voter ID)
Passport size photograph
Scanned signature
14. FAQs
Q1. How can I apply for IOB Chennai Recruitment 2025?
👉 Through www.iob.in.
Q2. What is the salary of an IOB PO?
👉 Approx. ₹40,000 – ₹55,000/month.
Q3. What is the age limit for clerks?
👉 20 – 28 years.
Q4. Is IOB a government bank?
👉 Yes, it is a public sector bank.
Q5. What is the exam pattern?
👉 Prelims → Mains → Interview.
Q6. Can final year students apply?
👉 Yes, if they complete graduation before the document verification stage.
Q7. Is there negative marking?
👉 Yes, 0.25 marks for each wrong answer.
15. Conclusion
The IOB Chennai Recruitment 2025 is a golden chance for banking aspirants across India. With 1000+ expected vacancies, attractive salaries, and career growth opportunities, this recruitment will see intense competition. Candidates should start preparing early with a structured study plan and stay updated through the official website.
👉 For latest updates and online application, visit: tamilansjob.com